Insurance & Compliance|2025|7 months|10 engineers

Agentic AI Flow for Claims and Compliance Decisioning

Boolean & Beyond built a multi-agent flow where specialized agents coordinate end-to-end claims processing with human oversight for risk-heavy decisions.

Client: NexaSure
61% faster claim turnaround, 48% fewer manual reviews, 33% higher fraud catch rate
750Credit Score10 mindisbursementAI credit decisioning

Overview

NexaSure processes large claims volumes across products with strict compliance checks. We implemented an agentic workflow that orchestrates document understanding, policy verification, fraud analysis, and recommendation generation in one controlled pipeline.

The Problem

Claims analysts were manually stitching together data from policy systems, uploaded evidence, and prior claim history. This slowed decisions, increased inconsistency, and overloaded review teams.

Understanding the complexity

Key Challenges

1

Complex Multi-Step Decision Process

Claims required document extraction, eligibility checks, rule validation, and risk scoring. Existing workflows were linear, brittle, and hard to monitor.

2

High Manual Review Volume

Low-value, low-risk claims consumed analyst time because triage quality was weak. Teams had limited ability to prioritize high-risk cases effectively.

3

Fraud and Compliance Sensitivity

Automations had to respect policy rules, compliance constraints, and auditable decision traces. Every recommendation required explainability.

4

Lack of End-to-End Visibility

Operations leaders lacked visibility into where claims were stalling and which agents or rules were creating bottlenecks.

Our methodology

How We Built It

1
Phase 1

Process Decomposition

Mapped claims lifecycle into modular tasks and designed specialist agent roles for extraction, policy validation, fraud detection, and recommendation synthesis.

2
Phase 2

Agentic Orchestration Layer

Implemented supervisor-led routing with stateful checkpoints, retries, and human approval gates for high-risk claims. Added deterministic rule-engine integration.

3
Phase 3

Evaluation and Explainability

Built offline and online evaluation harnesses to test decision quality, false positives, and flow reliability. Generated structured explanations for each recommendation.

4
Phase 4

Productionization

Rolled out in controlled cohorts, tuned risk thresholds, and integrated outcome feedback loops to improve agent precision over time.

What we built for the client

Solution Highlights

Specialist Multi-Agent Design

Dedicated agents handle extraction, verification, and scoring, while a supervisor agent coordinates sequence, confidence checks, and final routing.

Rule + LLM Hybrid Decisioning

Deterministic policy rules are combined with LLM reasoning to ensure both compliance reliability and contextual intelligence.

Human-in-the-Loop Risk Controls

High-risk or ambiguous claims are automatically escalated with evidence packets and rationale summaries for rapid analyst review.

Operational Flow Analytics

Dashboards show step-level latency, exception rates, and model confidence so teams can optimize throughput continuously.

Technical Deep Dive

The platform used a stateful agent graph where each node emitted typed outputs consumed by downstream nodes, preventing unstructured handoffs. Document extraction combined OCR pipelines with schema-constrained LLM parsing. A rules engine enforced policy clauses before any recommendation advanced. Fraud scoring blended gradient boosting models with agent-generated anomaly narratives for analyst readability. The supervisor agent maintained execution traces and confidence vectors, enabling automatic routing to manual review when thresholds were not met. This architecture delivered both speed and strict auditability.

Intelligence layer for the client product

AI Capabilities

Document Intelligence

Schema-level extraction from forms, reports, and supporting evidence

Policy Verification

Automated clause checks against product and eligibility rules

Fraud Risk Scoring

Pattern-based and model-based detection of suspicious claims behavior

Recommendation Generation

Explainable approve/review/reject suggestions with evidence references

Supervisor Orchestration

Managing agent sequencing, retries, and exception-handling pathways

Adaptive Thresholding

Dynamic routing to human review based on risk and confidence signals

Technologies powering the client product

Technology Stack

Agent Orchestration

CrewAIPythonState Machines

AI/ML

OpenAIXGBoostOCR PipelinesEmbeddings

Backend

FastAPIPostgreSQLRedisKafka

Rules & Compliance

Custom Rule EngineDecision TablesAudit Logs

Analytics

SnowflakedbtLooker

Infrastructure

AzureDockerKubernetes
Impact delivered for the client product

Results & Outcomes

-61%

Claim turnaround time

From submission to decision for low and medium-risk segments

-48%

Manual review load

Analysts focus on exception and high-risk claims only

+33%

Fraud catch rate

Higher detection before payout using hybrid scoring

+2.1x

Analyst throughput

Per-analyst processed claims increased with guided workflows

100%

Decision traceability

Every recommendation logged with evidence and rule lineage

-35%

Escalation delay

Faster routing of high-risk cases to the right reviewers

Boolean & Beyond designed an agentic flow that our analysts trust. We gained speed, stronger compliance, and better fraud outcomes without losing control.

VP Claims Transformation

NexaSure

Related expertise

Services Used for the Client Product

Generative AI & Agent SystemsData Engineering & AI InfrastructureAI Integration for Existing Products

Looking to solve similar challenges in your industry? Our team combines deep technical expertise with industry knowledge to deliver AI-powered solutions that drive measurable results.

Start Your Project

Let's discuss how we can help transform your operations with AI-powered solutions.

Continue exploring

See more case studies

View all projects